Cards › 2021 Panini Donruss Optic Downtown Derek Carr #DT-26

Is the 2021 Panini Donruss Optic Downtown Derek Carr #DT-26 worth grading?

Live market numbers as of 2026-06-22 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value

$215.38

PSA 9 value

$247.60

PSA 10 value

$315.82

PSA 10 gem rate

63.3%

Based on the numbers below, this card is a strong grading candidate at current prices: a PSA 10 nets an estimated $6 profit and 63.3% of recent submissions gemmed.

The breakeven math

Line item	Amount
Raw purchase	$215.38
Sales tax (8%)	$17.23
Grading fee (value tier)	$25.00
Shipping	$5.00
Total cost basis	$262.61
Net at PSA 10 (85% payout)	+$5.84 (+2%)
Net at PSA 9 (the downside case)	−$52.15

Assumptions: $25 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (327 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing