Cards › 2009 Topps Chrome Stephen Curry #101 Refractor
Is the 2009 Topps Chrome Stephen Curry #101 Refractor worth grading?
Live market numbers as of 2026-06-22 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.
Raw value
$9,099.99
PSA 9 value
$25,000.00
PSA 10 value
$105,293.38
PSA 10 gem rate
20.9%
Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $79,641, but the 20.9% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.
The breakeven math
| Line item | Amount |
|---|---|
| Raw purchase | $9,099.99 |
| Sales tax (8%) | $728.00 |
| Grading fee (value tier) | $25.00 |
| Shipping | $5.00 |
| Total cost basis | $9,857.99 |
| Net at PSA 10 (85% payout) | +$79,641.38 (+808%) |
| Net at PSA 9 (the downside case) | +$11,392.01 |
Assumptions: $25 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.
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Start free trialCard pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (134 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing