Cards › 1996 Finest Kobe Bryant #74 Refractor
Is the 1996 Finest Kobe Bryant #74 Refractor worth grading?
Live market numbers as of 2026-06-22 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.
Raw value
$959.98
PSA 9 value
$4,675.00
PSA 10 value
$27,675.33
PSA 10 gem rate
2.4%
Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $22,457, but the 2.4% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.
The breakeven math
| Line item | Amount |
|---|---|
| Raw purchase | $959.98 |
| Sales tax (8%) | $76.80 |
| Grading fee (value tier) | $25.00 |
| Shipping | $5.00 |
| Total cost basis | $1,066.78 |
| Net at PSA 10 (85% payout) | +$22,457.25 (+2105%) |
| Net at PSA 9 (the downside case) | +$2,906.97 |
Assumptions: $25 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.
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Start free trialCard pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (341 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing